OVER DRAFT AGAINST GOLD ORNAMENTS (Swarna Nidhi)
| Eligibility | Individual with proper KYC. The scheme can be encouraged to traders, contractors, petrol bunk owners and professional self-employed people. |
| Purpose | To meet domestic and other purposes. |
| Loan Amount | Eligibility per gram as per HO guide lines issued from time to time or 70% of value of gold ornaments, whichever is less with a maximum of Rs.50.00 lakhs. |
| Rate of interest | Click Here |
| Repayment | One year and interest is to be paid as and when debited and renewable every year. |